Multi family office

Moving to another country is always an adventure. A new landscape, a new home, a different culture, perhaps an unknown language and above all a lot of procedures.

We will assist you with all the procedures.

We will guide you through everything.

360º assistance

From PSF we have direct access to all agencies and contacts
to facilitate procedures.

Procedures in Public Services: Immigration, Government and Social Security
We advise you to choose the bank that best suits you and we manage your bank accounts
Through the Insurance Companies we wil help you to decide which insurance you will need
We contact the real estate agencies to find a perfect residence for you
Andorra has 3 educational systems and we will help you to find a best school option for your children.
We help you in social integration

In case of company set up, we can make additionally:

Tax, notarial and legal procedures
Tax management
Accounting Management
Administrative management
Online Marketing

invest in real estate in Andorra

Andorra is not a country for short-term speculative investments, but for consolidating value, protecting capital and obtaining stable income, all within a very favorable fiscal environment.

Direct tax advantages

Andorra does not apply wealth tax or inheritance or inheritance tax.
The IRPF (Personal Income Tax) has a maximum rate of 10%, but the first €24,000 is exempt.
The capital gain from the sale of real estate is taxed between 1% and 15% (depending on the tenure), with significant reductions if you keep the property for several years.

Revaluation of the asset

The Andorran real estate market has maintained a stable evolution, with an average increase in property values between 3% and 6% per year in prime areas such as Escaldes-Engordany, Andorra la Vella and Ordino.
The supply is limited for geographical and urban reasons, while the demand, both national and foreign, continues to grow.

Profitability for rent

The gross profitability for renting a property can be between 3.5% and 5% per year, depending on the area, the type of housing and its condition.
There is high demand for rentals from temporary residents, families looking to settle down and digital professionals, especially in well-located and furnished properties.

Protection and consolidation of heritage

You can maintain the property personally or through an Andorran company, which allows you to structure it according to your tax and inheritance needs.
The legislation offers legal stability, security for the investor and discretion in the holding of assets.

What profitability can you expect?

Average rental yield: 3.5% - 5% gross per year
Estimated average revaluation: 3% – 6% per year (depending on location and type of property)
Tax advantages: estate exemption, reduced personal income tax, capital gains with decreasing tax